Trending News: Beloved woman, 31, identified as alligator attack victim killed after predator ripped off both her arms… as nightmarish new details of her final moments are revealedYour problem now, Andy! 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Trending News: Beloved woman, 31, identified as alligator attack victim killed after predator ripped off both her arms… as nightmarish new details of her final moments are revealedYour problem now, Andy! Demob happy Starmer and Reeves leave Burnham with £5bn black hole in new defence ‘plan’… as they tell each other how wonderful they wereOutdoorsman, 37, vanishes during trip to Mount St Helens to mark 46th anniversary of famous volcano eruptionMore than 80 asylum seekers set to be moved into £250,000 ‘Migrant Street’ newbuild village homesAssassin ‘may have tried to blow up Ukrainian oligarch and his family over the tycoon’s alleged links to €100 million call centre scam, police believe’Dad of woman, 31, killed by alligator details frantic phone call he received while she took her final breaths… as it’s revealed victim noticed BUBBLES on river moments before predator struckTrump’s ‘profane’ interaction with dead president shocks viewersWhite working-class students excluded from almost all Oxbridge diversity scholarshipsTeachers across the country are set to strike as schools are told they face cuts to fund 3.5 per cent pay riseSocialist earthquake rattles Democrats as insurgents plot more scalps and set sights on top leaderGen-Z discovers creative new way to achieve the American Dream that involves hard work but can pay up to $70,000-a-month with NO qualifications neededSecret Service knew Thomas Crooks was on roof TWO MINUTES before he shot Trump, bombshell intelligence report revealsWhite wine in the sun: Nicola Sturgeon sets her troubles aside and enjoys a tipple with human rights lawyer friend after fleeing Scotland for London as she’s pictured for first time since ex-husband was jailed for £500,000 SNP embezzlement‘Armed and dangerous’ Ukrainian woman is prime suspect in Monaco explosion that critically wounded oligarch, his mistress and sonThe sinister truth about daredevil ‘rooftoppers’: Cynical motive for Empire State Building stunt… the lives they put at risk… and devastating toll of twisted crazeBenefit cheat who stole £37,000 after claiming she was too sick to take a bath avoids prison after being caught pulling pints at pubWoke NYC mayor’s wife seen boarding carbon-belching flight to MALLORCA after he urged locals to keep air con at 78f during 100f heatwaveOutraged reporter says Austin’s $125million public library is now being used as a filthy homeless shelterTear down this wall! Property developer faces council probe after erecting section of the Berlin Wall in his garden without planning permissionFormer SNP leadership hopeful Kate Forbes claims she was told to lie about her views on same-sex marriageGrim new details emerge of chilling similarities between the Thai girl found dead in a suitcase and two others who suffered the same fateVoters tell PM-in-waiting Andy Burnham: You must call snap election if you want a mandate to governBurnham plots homes tax raid on middle class: Plan to lower mansion levy limit will hit more than 150,000 families with four-figure hikesUK police chiefs blasted for ‘breathtakingly inadequate’ leadership in scathing report accusing them of being ‘stuck in the last century’Man, 43, is arrested on suspicion of murder and attempted murder after crash killed elderly pet shop owner and seriously injured a teenage girlPolice name man wanted over murders of wife and childrenInquiry to focus on ‘violence-fixated individuals’Egypt want officials from Argentina match kicked out of World CupChris Mason: It’s far from certain whether by-election will strengthen FarageVirgin Media fined after hanging up on customers trying to cancel contractsStuart Hogg finally sells home…but only after shamed rugby star slashes £300k from priceCouncil tax bills will soar by up to £3,600 a year under SNP proposals for new ‘mansion tax’Charlie Kirk murder suspect Tyler Robinson is seen LAUGHING in court just a few feet away from sobbing widow ErikaSenior SNP MSP admits independent Scotland WOULD have to adopt the Euro to join EUDoing nothing is not an optionWoman, 30, arrested in murder probe after woman in her 50s is found deadWoman, 22, dies in ‘skydiving incident’ in NottinghamshireHarrowing footage from INSIDE plane shows terror-stricken passengers plunge into NYC river after Hamptons trip: Screams of ‘mayday’ as they brace during crashFour children from every Year 6 primary school classroom on average will end up claiming out of work benefits, according to analysis, in latest sign of Britain’s ‘NEETs crisis’Passengers onboard plane that plummeted into the East River are identified after making miracle escape from the jaws of deathWorld markets are mixed while Korean shares slump despite an AI-led rebound on Wall StUS airlines chase profits in premium cabins, deepening a fare class divide on flightsE-bike injury payouts top £110m and push up insurance premiumsExplosions injure 18 in Damascus during Macron’s visitEndometriosis diagnosis set to be sped up with two new tests carried out by GPsHarry begins UK visit as verdict due in privacy case against Daily Mail publisherErika Kirk comes face-to-face in court with husband’s alleged killerTanker set ablaze after being struck by projectile in the Strait of Hormuz as Iran mourns KhameneiEx-civil rights agency commissioner fired by Trump drops lawsuit in wake of Supreme Court rulingIndonesia’s Prabowo and India’s Modi meet to discuss expanding economic and defense tiesUkraine warns of interceptor missile shortage as 18 killed in Kyiv regionWegovy weight loss pill now available in UKHow England’s epic night at the Azteca unfoldedITV sells media and entertainment arm to Sky for £1.6bnFrom an audience of one to 45,000: Wolf Alice’s homecoming gig shows how far they’ve comeInmates and guards killed in deadly fighting at Sri Lanka prisonImpeachment trial of Philippine Vice President Sara Duterte beginsGlobal shares are mixed and oil slips after OPEC+ plans August output hikeUK’s Farage’s gold deal tests his populist brand as Restore Britain risesAre you older or younger than the rest of the world?Philippine Vice President Duterte’s impeachment trial begins: What we knowAnother Philippine senator arrested for alleged large-scale corruptionAs East Africa’s oceans change, coastal women build new livelihoods7 OPEC+ countries agree to expand monthly oil production modestly as prices slideDelta pilot reports a close encounter with a July Fourth fireworkReform denies rules broken by Farage after benefits from ally not declaredWhat to know about the renewed coordinated attacks across MaliPolice probe Yes Scotland campaign’s ‘missing £1.5m’ claimIndonesian army recovers US pilot’s body from PapuaJailed Gaza hospital chief in life-threatening condition, rights group saysNHS app to use AI to determine which service best for patientsSooryavanshi sets record for youngest India player in international matchHarry Styles beats Taylor Swift’s and Coldplay’s Wembley recordsTrump praises US military as it marks 250 years of independenceTwo found dead in crashed car in missing men searchAmerica In Focus: consumers still gloomy about economy; US hiring falls in JuneCanada vs Morocco LIVE: FIFA World Cup 2026 last 16Brain drain leaves Yemen’s health sector in tatters and millions helplessPrince Harry will not be joined by Meghan and children on London tripUkraine hits major oil terminal in Russia’s St PetersburgKing hails ‘truly historic milestone’ on 250th anniversary of US independenceWhy closure matters at the end of lifeNabatieh recovery begins amid ongoing southern Lebanon tensionsThe massive scramble behind the scenes before the new PM arrivesAntonelli passes Hamilton to win Silverstone sprintPope Leo urges migrant protection, integration on visit to LampedusaSmall businesses say they’re having a good summer as Americans travel closer to homeBrazil’s top presidential candidates Lula and Flávio Bolsonaro clash over US tariff proposalA California farmer is giving away tons of nectarines that he’s not allowed to sellPolice criticise timing of decision on pubs staying open for England matchMum of TikToker has murder sentence appeal rejectedBurnham says there is some room for movement on taxHamilton fastest in Silverstone practice sessionUN sounds ‘red alert’ over human rights catastrophe in Sudan’s el-ObeidWorld cup wrap day 22‘Start work at 11’‘If it dies, it’s on you’: Saving Nigeria’s Benin bronze castingArgentina fans flood Miami for Cape Verde matchMourners pay respects as Iran’s slain leader Ali Khamenei lies in stateCarney and Marcos deepen Canada-Philippines ties as Ottawa looks beyond US trade
Mon. Jul 13th, 2026

Average US long-term mortgage rate edges higher but remains near 2025 low

Average US long-term mortgage rate edges higher but remains near 2025 low

The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low

ByALEX VEIGA AP business writer

January 8, 2026, 12:03 PM

The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low.

The average long-term mortgage rate rose to 6.16%, mortgage buyer Freddie Mac said Thursday. That’s up slightly from 6.15% last week, when the average rate dropped to its lowest level since October 3, 2024. One year ago, the rate averaged 6.93%.

Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, rose this week to 5.46% from 5.44% the previous week. A year ago it averaged 6.14%, Freddie Mac said.

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Mortgage rates are influenced by several factors, from the Federal Reserve’s interest rate policy decisions to bond market investors’ expectations for the economy and inflation. They generally follow the trajectory of the 10-year Treasury yield, which lenders use as a guide to pricing home loans.

The 10-year yield was at 4.17% at midday Thursday.

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    • By poster
    • July 11, 2026
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    Dad of woman, 31, killed by alligator details frantic phone call he received while she took her final breaths… as it’s revealed victim noticed BUBBLES on river moments before predator struck