Trending News: Arrival of 600 new migrants on flotilla of mega-dinghies and inflatables shatters Labour’s claim to be getting a grip on the small boats crisisTwo killed and multiple injured in mass shooting at Brown University as Ivy League campus is plunged into lockdown and students are warned to ‘RUN’ or ‘FIGHT’ while police hunt gunmanMass shooting sparks chaos at Brown University campus as mom reveals terrified text from son as students are urged to stay insideParents’ fury after booking trips to Santa’s home in Lapland with travel giant TUI… only to find they’re in a Finnish town 300 miles awayTrump offers prayers for victims after Brown University shooting as campus remains locked downAndrew STILL can’t escape the shadow of Jeffrey Epstein: New photos from paedophile’s records also feature two US presidents and Woody AllenTrump’s leaked schedule defies growing scrutiny over health as president’s marathon days of meetings, calls go into late nightsThe great Polish exodus: The arrival of 100,000s of Poles changed the face of Britain, but now they’re returning home in droves for a better life in their low-tax, booming homeland. 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What we cannot cope with are politicians who loathe our very existence: JAMIE BLACKETTCocaine users are everywhere at this time of year. I was an addict for a decade and my behaviour still haunts me. Here’s the signs YOU’RE spending today with a secret user… by someone who really knowsTrump calls on DOJ to ‘release all names’ in Epstein files to ’embarrass’ Democrats after ONE MILLION more files foundMontana couple make jaw-dropping move to give away $21.6 million ranch in a tale straight out of YellowstoneAlleged drunk driver plows into Arizona Christmas parade, killing 3-year-old boyTrump-Kennedy Center will seek $1million in damages from ‘dismal’ drummer who pulled out of Christmas concert due to MAGA rebrandTrump appoints attorney and part-time beauty salon owner to oversee which foreigners can enter the USGrandfather and his dog killed in front of wife during ‘senseless’ park confrontation with another pet ownerMan up! 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Trending News: Arrival of 600 new migrants on flotilla of mega-dinghies and inflatables shatters Labour’s claim to be getting a grip on the small boats crisisTwo killed and multiple injured in mass shooting at Brown University as Ivy League campus is plunged into lockdown and students are warned to ‘RUN’ or ‘FIGHT’ while police hunt gunmanMass shooting sparks chaos at Brown University campus as mom reveals terrified text from son as students are urged to stay insideParents’ fury after booking trips to Santa’s home in Lapland with travel giant TUI… only to find they’re in a Finnish town 300 miles awayTrump offers prayers for victims after Brown University shooting as campus remains locked downAndrew STILL can’t escape the shadow of Jeffrey Epstein: New photos from paedophile’s records also feature two US presidents and Woody AllenTrump’s leaked schedule defies growing scrutiny over health as president’s marathon days of meetings, calls go into late nightsThe great Polish exodus: The arrival of 100,000s of Poles changed the face of Britain, but now they’re returning home in droves for a better life in their low-tax, booming homeland. Could there be a more damning indictment of our decline?Headmaster of Sydney’s Shore School is celebrated with a Guard of Honour after he praised Lilie James’ killer as an ‘absolute delight’ and a ‘role model’Mother of Karoline Leavitt’s nephew questions press secretary’s faith and slams White House as ‘liars’ in furious first interview since ICE arrestRabbi Eli Schlanger identified as one of the victims killed in the Bondi Beach shootingMoment British tourist and her friends shelter from Bondi Beach massacre as she reveals how she escaped terror attackBrown University gunman drove to Rhode Island with laser-reinforced firearm before wreaking chaos: Live updatesHe was a trusted elementary teacher who played Santa Claus but the ‘sick’ St Nick hid a ‘dark secret’Bondi live updates: Alleged terror attack gunman ‘had just lost his job’ before shooting left 16 deadRoommate of second Brown University shooting victim mourns ‘ball of joy’ neuroscience major killed in gunfireLabour accused of ‘shocking’ lack of understanding of business, by CBI bossRob Reiner’s assistant seen breaking down in tears as relative is questioned in murder investigation: Live updatesRhode Islanders plunged into terror with Brown gunman STILL on the loose as cops go back to square onePoet, 71, who ‘worshipped the sun’ fell to his death from cliff after being diagnosed with skin condition that meant he could no longer sunbathe, inquest hearsRICHARD LITTLEJOHN: To all those anti-Semitic morons who march through London chanting ‘Globalise the intifada’, the Bondi bloodbath is where it leadsBondi Beach massacre: Heartbreaking details emerge about heroic first couple gunned down by terroristsMetropolitan Police call centre staff to go on strike on New Year’s Eve in row over payTerrifying moment private jet plummets to the ground in Mexico, killing all ten on board including three young childrenCharlie Kirk show hosts slam Trump’s remarks on Rob Reiner’s death: ‘It’s terrible politics’Bondi Beach shooting LIVE updates: Alleged Bondi Beach gunman is greeted by detectives as he wakes from a comaTrump orders ‘total and complete’ blockade of all oil tankers bound for Venezuela while warning Maduro with ‘largest Armada ever assembled’Donald Trump celebrates Hanukkah with Laura Loomer and by telling White House guests Ilhan Omar ‘hates Jewish people’Arts Council England is blasted for prioritising woke box-ticking over developing the artsTV reporter and husband found dead inside family home in suspected murder-suicideBaby-faced stepbrother considered a ‘suspect’ in Anna Kepner’s cruise ship murder breaks cover as FBI weighs chargesChild’s heartbreaking question as one of the eternal heroes of the Bondi Beach massacre, Reuven Morrison, is farewelled in a tear-stained ceremonyTrump demands Somali scammers repay hundreds of millions stolen in brazen Minnesota benefits fraud plotBondi Beach shooting LIVE updates: Ten-year-old MatildaPauline Hanson shares a chilling message that will strike fear into the heart of every Australian after Bondi massacreMultiple feared dead as private jet crashes near North Carolina runway sparking massive fireballMoment killer strolls back to supermarket to attack father in row over a queue jumpInvestment manager who used proceeds from £107m fraud to buy a Swiss ski chalet, Tenerife villa and renovated his home in Hull is ordered to pay back £928,000Cruel thugs set fire to elephant and burn it alive sparking outrage in Sri LankaOil companies shun Trump’s brazen request to return to Venezuela after he topples MaduroOminous meaning behind Lolita messages in newly released trove of Jeffrey Epstein files as pictures show disturbing quotes scrawled on woman’s bodyBritain is hit by earthquake as victims report ‘thunder noise’ and ‘rattling radiators’Russia-Ukraine war spreads to the MED as Kyiv strikes ‘shadow fleet’ tanker with dronesBritish family are accused of wheeling a DEAD grandmother on to easyJet flight from Spain after ‘telling cabin crew she was tired’Husband sues restaurant after video of him on a date with his lover is posted on TikTokSee every shocking photo from Epstein files: Michael Jackson, Sir Mick Jagger and Kevin Spacey among celebrities picturedSilent Trump flees growing storm over Epstein ‘cover-up’ as he jets off for holidays without ANY commentI captured the first images of the Bondi Beach massacre… this is what still sticks in my headChilling mystery of ‘toddler’s foot’ in Pedophile Island snap as the worst of THOUSANDS of new Epstein file photos exposedStunned CNN host Jake Tapper scrolls through ‘100 pages of redaction’ in Epstein files release live on airDonald Trump launches massive air strike on 70 terror targets in Syria: Defence secretary brands it ‘a declaration of vengeance’ as US vows to keep bombingYou’re barred! Furious landlord bans Rachel Reeves from her local pub over Chancellor’s tax hikes crippling the hospitality industryMoment ‘gunmen’ flee in blue Jaguar after shooting father, 27, in the head in case of mistaken identityCreepy Spitting Image puppet Andrew Mountbatten-Windsor allegedly used to ‘grope’ Virginia Giuffre spotted in the Epstein Files photosAngela Rayner should come clean on her house scandal in memoir, says Lord AshcroftNicki Minaj makes EXTREMELY inappropriate assassin gaffe to Erika Kirk’s face at America FestFlight attendant, 25, is found ‘stabbed to death at five-star Dubai hotel’‘Drunk’ kilt-wearing dad is mistaken for Olympic hero Sir Chris Hoy and given free night’s stay in luxury five-star hotelRepublican senator categorically rejects idea JD Vance will lead GOP’s 2028 ticketI bought a brothel by mistakeMani’s A-list line up: Liam Gallagher joins Stone Roses stars Ian Brown, John Squire and Alan Wren and Primal Scream’s Bobbie Gillespie as pallbearers for Gary ‘Mani’ Mounfield’s final journeyJonBenet Ramsey’s dad believes her murder is finally about to be SOLVED… amid DNA breakthrough and secret police interviewsPictured: Two teens, 19, killed when Tesla taxi taking them home from Christmas night out with friends smashed into a treeFormer Nickelodeon star is now ‘homeless on the streets of Los Angeles’Whitchurch canal sinkhole: Major incident declared in Shropshire as 14 people rescued from narrowboats days before ChristmasArsonist who killed 13-year-old boy on his first sleepover by hurling a Molotov cocktail into a building learns his fateFather dies moments after taking part in ‘amazing’ tribute to schoolboy, 14, who passed away with motor neurone diseaseFaulty £6.3billion Ajax tanks ‘will be fitted with rubber tracks’ after another soldier was injured during trialsInside Jeffrey Epstein’s sadistic temple on ‘Pedophile Island’ with dirty mattress and coded symbolsMeghan Markle reveals her festive holiday playlist of ‘songs on rotation in our home this time of year’Sickening video emerges of tourist allegedly being assaulted before fleeing Australia -clad womanTrump deploys troops and special ops aircraft to Caribbean as US moves closer to war with VenezuelaFears of ‘radioactive shrimp’ forces recall of more than 80,000 bags of raw fishJoe Rogan mocks Bill Clinton’s attempt to expose ‘protected’ offenders in Epstein files: ‘Killer joining the search party’Female cop released on bail after being shot in wild encounter with officers trying to serve restraining orderBriton facing deportation from the United States by Donald Trump for ‘curbing American free speech’ granted Christmas reprieve after launching legal appealCouple and young daughter are killed by drunk wrong-way driver on way home from Christmas party leaving their 3-year-old son an orphan‘I used to want revenge but now I’ve learnt forgiveness’: JonBenét Ramsey’s father shares heartbreaking struggle 29 years on from his daughter’s murder as killer still at largeMother’s Google searches are unearthed after her daughter, 5, died from child abuseLonely this Christmas for Andrew Mountbatten-Windsor as he drives out of Royal Lodge after being barred from attending Sandringham church serviceTrump vows no ‘Bad Santas’ in America as he praises Oklahoma in Christmas Eve callsTerminally ill girl, 12, who achieved lifelong dream to star in The Nutcracker is given highest honor by ballet companyI took a train on Christmas Eve ready to end my life but a stranger handed me a note that changed everythingCops make breakthrough in manhunt for pack of teenagers after Norwegian tourist was brutally bashed at St Kilda PierHollywood actor says he’ll never give up epic quest to return his family’s British stately home to its former glory‘Why was this even allowed?’ Anger grows over decision to go ahead with Christmas Day swim where two men disappeared in rough seasMinutes to Christmas Day swim disaster: Just moments after this photo was taken, two swimmers were missing as tragedy hit festive traditionPensioner to have home seized in boundary dispute over 1ft strip of landWe farmers take falling prices, sick animals and bad weather in our stride. What we cannot cope with are politicians who loathe our very existence: JAMIE BLACKETTCocaine users are everywhere at this time of year. I was an addict for a decade and my behaviour still haunts me. Here’s the signs YOU’RE spending today with a secret user… by someone who really knowsTrump calls on DOJ to ‘release all names’ in Epstein files to ’embarrass’ Democrats after ONE MILLION more files foundMontana couple make jaw-dropping move to give away $21.6 million ranch in a tale straight out of YellowstoneAlleged drunk driver plows into Arizona Christmas parade, killing 3-year-old boyTrump-Kennedy Center will seek $1million in damages from ‘dismal’ drummer who pulled out of Christmas concert due to MAGA rebrandTrump appoints attorney and part-time beauty salon owner to oversee which foreigners can enter the USGrandfather and his dog killed in front of wife during ‘senseless’ park confrontation with another pet ownerMan up! Students warned that Shakespeare’s Twelfth Night has cross-dressing scenesEx-girlfriend of Sam Bankman-Fried set to be released from prison EARLYThe magic of Mac! Six of the best crackers from 2025 by our unmatchable cartoonistTexas dad rescues kidnapped daughter, 15, by tracking her phone’s GPS after she was threatened with a knife
Wed. Feb 18th, 2026

Average US long-term mortgage rate edges higher but remains near 2025 low

Average US long-term mortgage rate edges higher but remains near 2025 low

The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low

ByALEX VEIGA AP business writer

January 8, 2026, 12:03 PM

The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low.

The average long-term mortgage rate rose to 6.16%, mortgage buyer Freddie Mac said Thursday. That’s up slightly from 6.15% last week, when the average rate dropped to its lowest level since October 3, 2024. One year ago, the rate averaged 6.93%.

Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, rose this week to 5.46% from 5.44% the previous week. A year ago it averaged 6.14%, Freddie Mac said.

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Mortgage rates are influenced by several factors, from the Federal Reserve’s interest rate policy decisions to bond market investors’ expectations for the economy and inflation. They generally follow the trajectory of the 10-year Treasury yield, which lenders use as a guide to pricing home loans.

The 10-year yield was at 4.17% at midday Thursday.

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